showkey
Super Mods
A friend told me that if you have a car tire on your motorcycle and get in a wreck, your insurance will not cover you. He owns a motorcycle shop.
I'm surprised anyone would be willing get to take the chance.
Insurance assessors usually aren't stupid people that's why they are an assessor - they will/should have knowledge of what they are looking at when they assess a vehicle for damage after an accident.
I think the insurance non coverage is more an urban legand than fact.
Just because you do something unconventional or just plain stupid or modifiy your bike the insurance coverage does not change.
An example like add unfused eletrical accessories, burn your bike and house and garage to the ground your still covered........as long as you did not do it on purpose.........it is clearly you fault but your covered.
Top reason bikes and cars burn........modification to fuel and electrical system and lack of routine maintenance........first thing insurance looks at ..........who and what was worked on last before the fire. *Still covered by insurance but insurance loves to subrogate the coverage to a shop, dealer or another party for their errors. *Cheap lube places are well known for oil leaks after service car or truck burns.........shop is on the hook. *If you changed your oil your still covered.........for being incompetent or careless.
Stupid like run a tire bald..........crash and total your bike........your covered, your stupid, lack good judgement and it still your fault.........but your covered.
Same goes for filling your lawn mower with gas while the engine is running..........burn the house down.........your covered and your stupid.
Never lie to the insurance company.........lying is fraud.......fraud is NOT covered......stupid is covered.......fraud is a crime......being stupid is not a crime.......maybe would be but for now it not a crime.
Accidents happen but Injure somebody while being stupid, careless, having poor judgement or being unconventional is a completely different problem and you can be held responsible of multiple crimes......most common drunk driving.
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