Thanks Thanks:  0
Page 2 of 14 FirstFirst 123412 ... LastLast
Results 11 to 20 of 136

Thread: Motorcycle Insurance for the NC700X in the USA

  1. #11
    Senior Member Motorcycle Insurance for the NC700X in the USA dduelin's Avatar
    Bike: NC700XD, ST1300, Elite 80
    Join Date
    Jul 2012
    Location
    North FL USA
    Posts
    3,923
    I would check again with your insurance carrier to make sure they understand what they are insuring. When I got mine in July my carrier, Allstate, had no listing for the NCX and insured it provisionally for several weeks until they had a listing for it. My premium is about 75% of my ST1300 or $180 annually for high limits full coverage and uninsured motorist motorist.

    For several years I had low rates with Progressive and then the renewal went up 400%. Shop around.
    Dave

    GL1800
    NC700XD




  2. #12
    Senior Member searsboy's Avatar
    Bike: nc700xd
    Join Date
    Dec 2012
    Location
    Texas
    Posts
    825
    I can't speak for the others on here, but I shopped around. One company was $20 cheaper than Progressive...not enough savings to make a change. Everyone else I checked with was higher. They obviously don't understand what they're insuring, since they have it in the wrong class.
    Craig

  3. #13
    Senior Member
    Bike: Honda NC700X
    Join Date
    Jan 2013
    Location
    TEXAS, USA
    Posts
    117
    Quote Originally Posted by belinda k View Post
    Insurance was twice as much as our BMW K1200LT.????!!!
    When I started to get insurance quotes for the NC700X (a few months ago), out of curiosity, I wondered how much more it would cost to insure a new BMW 1600 GTL (list price about $28,000). Turns out it was only about $200 more per year then insuring the NC700X. (I was using Geico on line).

  4. #14
    Junior Member
    Bike: NC700x
    Join Date
    Sep 2012
    Location
    Madison WI
    Posts
    19
    Geico $224 / yr

  5. #15
    danrev
    Guest
    [QUOTE=670cc;18500]Insurance is such a personal thing, what with your location, credit rating, age, experience and a dozen other factors coming into play. What I pay and what you pay has a whole lot more to do with who we are and where we live than about the bike.

    Well stated. There are too many variables to take into account. Only way to get a close comparison would be to have a neighbor about your same age and same driving record. And even then it would probably vary.

  6. #16
    Senior Member Motorcycle Insurance for the NC700X in the USA bigjeff's Avatar
    Bike: 2012 nc700x, 1981 CB900C, 1987 Kawasaki VN750
    Join Date
    Nov 2012
    Location
    Clearwater, Florida
    Posts
    427
    mine was only $248/year

  7. #17
    Senior Member Xcellor8's Avatar
    Bike: NC700X Manual non ABS
    Join Date
    Aug 2012
    Location
    Cypress,Texas
    Posts
    239
    Quote Originally Posted by Billy Budd View Post
    $250 per year here with Geico. I am old and have a good credit score and driving record.

    My Goldwing is $305 per year.
    I'm old with good credit too! Guess it does not help me that I'm in Harris county (Houston) with 25 godzillion un-insured illegal aliens who run from every accident they have...Somebody gotta be responsible to pay for the losses!

  8. #18
    Senior Member
    Bike: NC700X DCT
    Join Date
    Nov 2012
    Location
    Houston, TX
    Posts
    221
    Quote Originally Posted by Xcellor8 View Post
    I'm old with good credit too! Guess it does not help me that I'm in Harris county (Houston) with 25 godzillion un-insured illegal aliens who run from every accident they have...Somebody gotta be responsible to pay for the losses!
    I'm your neighbor on Barker Cypress and 290. Since I live in Harris County, I have to pay for everyone else and my rate (I'm 51) with a clean driving record and excellent credit is $595/year for 100/300/50 with 250 deductibles but not PIP. So yes, the rates are higher on the 700x. On my '12 Goldwing (before selling it) I was paying $576 for the same coverages plus PIP.

    According to insurance agents, Harris County is notoriously one of the highest in the nation.

  9. #19
    Senior Member Xcellor8's Avatar
    Bike: NC700X Manual non ABS
    Join Date
    Aug 2012
    Location
    Cypress,Texas
    Posts
    239
    Quote Originally Posted by 670cc View Post
    Insurance is such a personal thing, what with your location, credit rating, age, experience and a dozen other factors coming into play. What I pay and what you pay has a whole lot more to do with who we are and where we live than about the bike.

    I don't buy collision coverage, but liability (including umbrella), comprehensive, and accessory coverage on my NC700X, when added to my existing motorcycle policies, costs me a whopping $95.

    You can never shop around too much for insurance, because rates vary greatly from one company to the next, and even from one year to the next at the same company. I usually move to a new insurer every two years or so unless they hold the rates low.

    Greg
    Y'all don't have the problems we have down here... See my other post in this thread. Uninsured/under-insured, medical and pip is the killer here. Liability, collision, comprehensive is cheap. I carry insurance to cover me and my investment. I don't think I'm gonna cause a whole lot of personal/property damage if I am at fault in an accident...

  10. #20
    Member Motorcycle Insurance for the NC700X in the USA Cutter J. Duke's Avatar
    Bike: NC700X
    Join Date
    Sep 2012
    Location
    South West Fl. U.S.A.
    Posts
    526
    Every time I have ever tried to insure a motorcycle, sport bike, Harley, enduro or whatever, Dairyland insurance has beaten everyone else out. Not just for cost but also for service, and when I traded my GSX-R in five months into a policy I got a refund check in the mail for almost half of what I had paid for a year, so there is definitely something about what they consider a sport bike.

Similar Threads

  1. Insurance rates!
    By OriginalRocket in forum The Bar
    Replies: 1
    Last Post: 19th October 2012, 12:26
  2. Teething problems with a new model - Insurance
    By dzknmd in forum NC700 General Discussion
    Replies: 46
    Last Post: 28th September 2012, 22:04

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •