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You could always buy a used one and ride it for a while. If you like it, keep it. If not, send it down the road and buy something else. After all, it is only a motorcycle.
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NC700/750X DCT would be a good choice for you. I bought mine with the thought that it might be my last bike. The main reason was the very low CG and the DCT. The low CG makes it easy to handle when pushing it around. My last bike was a 650 VStrom. I liked it a lot but it was tall and very top heavy. I also considered the CB500X. I test rode one and liked it, but the NC actually felt lighter pulling it off the sidestand and I really liked the low end torque. In the end, I bought the NC. If I had to replace it, I would probably buy another one.
Another geezer here. I bought my 750 XD to be my last bike. Reasons, arthritis in both wrists and thumbs make clutch work painful. The very low CoG makes riding a breeze. It feels much lighter than it is.
I also have a Can Am for two up touring with my wife. My Harley has been cross country many times and I wish it could be my last bike. I love it dearly. But the weight and clutch just won't allow it. I still ride it on "good" days. But the reality of life is waking up wondering what part will hurt today.
Someday my nephew will get the Harley. I hope later rather than sooner. Then the NC will be the last two wheeler.
For about the same weight as an NC you can ride an Africa Twin, which is a better motorcycle in almost every way. No frunk and I suspect the center of gravity is a little higher. It also comes in DCT.
i was enjoying myself so much when I started riding again ( 3 years ago) that I actually entertained the idea of "stepping up" to an Africa Twin. After thinking about it and riding one, I decided that, for me, the AT is not actually an upgrade at all. It's more powerful, it works better off-road, it has taller tires, etc etc.... But it is not an upgrade at all when judged strictly as a commuter, which is what I need in a bike.
Much better mpg, frunk, lower rider positioning, lower CG, less cost, relatively low maintenance, relatively simple maintenance, etc
At my age, I will not be doing another Barstow-to-Vegas. I just need something to get me around town with a smile on my face. The fact that it's powerful enough to ride the twisty two-lanes in the county is pure gravy.
I really love my NC700 and as silly as it may be, I brag about it all the time. I have yet to see a bike that would convince me to abandon her.
I may be getting older, but I refuse to grow up.
Despite the fact that the NC700X and AT might be close on the scale does NOT translate to the "feel" weight of the two bikes. If I had no idea about bike weights, I'd guess my AT weighed 100 - 150 lbs. more than my NC700X just going by feel alone. Plus, the AT is much more top heavy and you feel its weight more frequently than with the NC. Not to mention, its quite a bit taller.
One major PITA on the AT is tubes. I had a flat during a ride last week and even with all the tools and a spare tube on the bike, it took me two hours on the side of the road to change it and get going again. Thankfully it happened at a convenient location at a convenient time at a convenient temperature and and I had time to spare. Compare that to 10 minutes plugging a tubeless tire setup like the NC or my VFR. And much less stuff you have to carry on the bike to do the deed.
The VFR is much nicer on the highway than the AT which is much nicer on the highway than the NC. And by that I mean interstate travel, hours at 75 mph kind of thing. If you subtract that from the equation, then things get much more equal. With the right tires, my NC will tear up a rough gravel road as easily as my AT will. But throw in some unmaintained stuff and the AT's suspension really starts to shine.
At 47, if I could only have one bike... whew. That's a really tough call for me. I'm a big guy. Well over 6 feet and heavy, so I feel more comfortable on the AT or VFR, but that said, the NC is a blast to ride. Putting ego aside, it literally does everything I need a bike to do. I suspect a NC750X would even more so.
If I was under 6 feet tall and lighter and older/past my adrenaline junkie cravings, I'd buy a NC750X DCT, farkle it out like crazy and never look back.
All that said, one of my buddies has a 650 Burgman and he loves it. He said his favorite thing is to pass Harley riders at 100 mph on it
This is a very difficult question to ask of this or any forum. You have riders with 5 months experience here and riders with 50 years behind them and you have riders that are happy riding to work and back and riders that happily ride to CA and back.
The NC can do both with aplomb with the requisite additions of equipment and it's a rare bike that enthusiastic owners leave as it came out of the box. The NC is no different. It needs modifications to wind management and suspension to compete with more capable bikes that cost $5,000 to $10,000 more new and the cost differences new (or used) buys a lot of farkles and gasoline. IMO the NC is the modern era equivalent of the BMW airheads of the 70s to 90s. They possess adequate power to travel long distances and operating costs are very low. Other bikes may be faster, quicker, flashier or more luxurious but a simple bike with less can be more. If one typically day rides close to home the NC needs very little to excel in that role. Several hundred dollars fixes the fork and a few hundred more in a seat are well spent.
My only concern with the NC as the last bike for the autumn years is the seat height. The center of gravity and mass are commendably low and centralized but we have to touch the ground with our feet at some point and push the bike around garages and parking lots. I personally raised the seat height on mine as a result of suspension and seat mods and it's the limit for me at approximately 33.75". I'm 63 with a >29" leg reach to ground. I know I can take my NC 1 to 1.5" down as I age.